Conventional Programs for Commercial Real Estate

We offer conventional loans for stabilized investment and owner-occupied commercial real estate from $100,000 to $20,000,000 or more in major markets nationwide. We offer rates as low as 3.75 and terms out to 10 years with 30 year amortizations. We work with a variety of commercial properties, including multifamily, industrial, office, hotels, mobile home parks, self-storage facilities & retail space for both initial acquisition and refinance.

SBA 7a and 504 Loans for Owner-Occupied Properties and Flagged and Non-Flagged Hotels

Our rates and terms for both of these programs are the most competitive you’ll find. With rates as low as 4.5% and fixed terms out to 25 years, we have the loan solution for your project.

CMBS Loans for Commercial Real Estate and Flagged Hotels

In today’s commercial real estate market there are a variety of commercial financing options, one of which is a CMBS loan. CMBS stands for “Commercial Mortgage Backed Securities.” This type of security is backed by commercial properties that are “securitized” into a pool, and then transferred to a trust. The trust then issues a series of bonds that are sold to investors.

These loans are almost always issued by Wall Street investment banks like Goldman Sachs and others. The benefits from a borrower’s perspective are a very low interest rate, non-recourse debt, fixed terms up to 10 years with 30 year amortizations, and the ability to cash out.

While these types of securities have fallen out of favor in some circles since the 2008 crash, we have long-standing relationships with reliable investment banks that offer and act as correspondents for these products. Eligible properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored Shopping Centers, and Credit Single Tenant. Loan amounts are $1,000,000 to $20,000,000.

Equity and Mezzanine Financing for Commercial Real Estate

National Mortgage Group, is very experienced at securing Equity or Mezzanine financing for commercial real estate transactions. We customize solutions depending on your individual situation. We represent various capital sources and high net worth investors to fund commercial transactions with loans from $5,000,000 to more than $20,000,000.

Mezzanine financing is available to commercial borrowers for business expansion, including acquisition of new property or office buildings.

HUD and FHA lending for Commercial Real Estate

FHA financing funds acquisition, refinance, new construction and/or substantial rehabilitation of commercial properties including Multifamily Rental Housing, Seniors Housing, Healthcare Facilities (including special care), and Hospitals. Highlights of this program include:

● Very low permanent fixed rates

● Fully amortizing

● Fully assumable

● Non-recourse

● Integrated construction/permanent financing

● Credit enhancement for tax-exempt financing

Loan amounts are generally $2,000,000 to $20,000,000.

Construction Financing for Commercial Real Estate

At National Mortgage Group. we offer construction financing for commercial projects. We can often structure construction-to-permanent financing, depending on project specifics. Loan amounts are generally $1,000,000 to more than $20,000,000. Sponsors or principles of the deal must be experienced and have equity in the project to qualify.

Put our years of experience to work on your commercial real estate project. We understand real estate investing and offer a variety of options to ensure that you can get funded in a timely manner and with a product that best meets your needs and project goals. Use our step-by-step system to get funding now.