A Credit Score is a statistical summary of the information contained in a consumer’s credit report usually graded on a scale ranging from 300 to 850.
The definition is simple, but the implications of your credit score are far more different than a three-digit number. Your credit score represents your financial reputation used by lenders, landlords, employers and others—to determine your level of risk, responsibility, and overall character.
Negative items can affect your credit score in many forms, including:
Each item is equipped with its own level of severity and the power to damage your credit score. Combined, their strength can cripple it.
Our company of experts believes that we can get you back on track and make a difference in your life. We understand that a credit score is not just a number, it’s a way of life.