A. It deals with all aspects of your organization:
CEO & Board of Directors
President of Organization
All Departments
All Operations and Services
All employee from the oldest to the new hire today
Professional and other service providers
B. It deals with insurance, self-insurance, known non-insurance, unknown non- insurance, and captive insurance company including pooled risks with joint powers authorities. (It deals with exclusions, too.)
C. It deals with all types of insurance coverage: liability, property, workers' compensation, cyber, boiler & machinery, employment practices, employee benefits, employee assistance program, etc.
D. It deals with prevention, safety, loss control, health, & wellness.
E. It deals with claims: beginning with prompt and complete reporting, prompt and professional claims management and prudent resolutions.
F. It deals with audits: claims and financial, plus actuarial studies.
G. It provides management with annual report on the past year and current year activities plus quarterly progress reports as needed. Included are reviews of risk management for each department and the whole organization.
H. It deals with safety including loss prevention and wellness for the whole agency and each major department.
I. It deals with contracts, agreements, and engagement letters especially risk transfers for medium to extra high risks including insurance requirements with a review and acceptance protocol plus city manager approval for each exception.
