Short term investment loans, sometimes called Fix & Flip, Rehab, or Renovation Loans, allow investors to purchase investment properties of 1-4 units for renovation and subsequent sale. These loans are not available for owner-occupied properties.

Traditional loan products are based on the purchase price of the property in its current condition. They do not take into account the value-added by rehab and renovation, nor the cost of the renovation itself. Our Fix & Flip loan program is based on 75% of the After Repair Value of the investment property you are purchasing and renovating.

One of the most important aspects of a fix & flip project is minimizing carrying costs. With fast closings in as little as 7-14 business days, you get to work faster which means you get to sell faster. With minimal documentation and consideration of all credit scenarios, we create opportunities more quickly and easily than traditional lenders can.

With more than 300 loans closed since 2015, we know how to get you funded so you can keep your project moving. We know how essential fast, reliable lending is to your real estate investment and development business. Count on LSI Mortgage Plus. for the best private financing scenarios and strategies.

Required documents

For Pre-qualification:

1. Completed loan application

2. Copy of Driver's License

3. Last two months bank statements (all pages included)

4. Last two years of tax returns

For Closing:

1. Rehab budget from licensed contractor

2. Executed purchase agreement

3. Articles of organization, operating agreement, and IRS tax ID letter

4. Insurance: Builders Risk policy